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Use of the Site/Copyright

The entire content of the Site is subject to copyright of State Street Corporation with all rights reserved. If you download or print out a hard copy of individual pages and/or sections of the Site, you may not remove any copyright or other proprietary notices. Any downloading or otherwise copying from the Site will not transfer title to any software or material to you, except to the extent permitted by law. You may not reproduce (in whole or in part, whether by "framing" or similar technology or otherwise), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose all or any portion of the Site without the prior written permission of State Street Corporation.

Trademark

"State Street Global Advisors" and "SSgA" are registered trademarks of State Street Corporation. Copyright, trademark and other forms of proprietary rights protect the contents at the Site. Insure-Vest^SM is a trademark of State Street Corporation. Standard & Poor's S&P 500® Index is a registered trademark of Standard's & Poor's, a division of The McGraw-Hill Companies, Inc. The Wilshire Index names are trademarks of Wilshire Financial Services. The BARRA Index names are trademarks of BARRA, Inc. The Russell Index names are trademarks of the Frank Russell Company. Russell^TM is a trademark of the Frank Russell Company. The Lehman Index names are trademarks of Lehman Brothers, Inc. The TSE Index names are trademarks of the Toronto Stock Exchange. The MSCI Index names are trademarks of Morgan Stanley Capital International. The Financial Times and Actuaries (FT-A) Index names are trademarks of the Financial Times, Institute and Faculty of Actuaries, Goldman Sachs and County Net West. The Salomon World Government Bond Indexes and 3-month Treasury Bill Index are trademarks of Salomon Brothers. The DS/BARRA Bond Market Index is a trademark of Dominion Securities and BARRA, Inc. The MSCI/BARRA index names are trademarks of BARRA, Inc. "FTSE®", "FT-SE®" and "Footsie®" are trademarks jointly owned by the London Stock Exchange Plc and The Financial Times Limited, and are used by FTSE International Limited under licence. "All-World", "All-Share", and "All-Small" are trademarks of FTSE International Limited.The IFC Investable Indexes are service marks of International Finance Corporation. Dow Jones & Company, Inc. is the owner of the trademarks and copyrights relating to the Dow Jones Indexes. From time to time, the trademarks of other index providers may be referred to on the Site and those trademarks are owned by their respective owners. The aforementioned index providers are not sponsors of any SSgA strategies which may be referenced in the Site and are not affiliated with SSgA, and they make no representation regarding the advisability of investing in the strategies.

Some financial products described on the Site are indexed to an MSCI index. The financial products referred to herein are not sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such financial products or any index on which such financial products are based.

"Standard & Poor's®", "S&P®", "S&P 500®", "Standard & Poor's 500", "500", "S&P 500/BARRA Growth Index", "S&P 500/BARRA Value Index", "S&P 500 ADR Index", "S&P/TSX Capped Energy Index", "S&P/TSX 60 Index", "S&P/TSX 60 Capped Index", "S&P/TSX Composite Index", "S&P/TSX Capped Composite Index", "S&P/TSX MidCap Index", "S&P/TSX Small Cap Index", "S&P/TSX Venture Composite Index", "S&P/TSX Capped Sectors Index", "S&P/TSX Capped Income Trust Index", "S&P/TSX Capped Energy Trust Index", "S&P/TSX Capped REIT Index" and "S&P/TSX Canadian Bond Index" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by State Street Bank and Trust Company. Any product using an S&P index is not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the product.

The FTSE indices are calculated by FTSE International Limited. FTSE International Limited does not sponsor, endorse or promote any SSgA product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading. All copyright or other proprietary rights in the index values and constituent list vests in FTSE International Limited. SSgA has obtained full licence from FTSE International Limited to use such copyright or other proprietary rights in the creation of any SSgA product.

Strategies Using the Russell Indices

Strategies using the Russell Indices as benchmarks are not promoted, sponsored or endorsed by, nor in any way affiliated with Frank Russell Company. Frank Russell Company is not responsible for and has not reviewed any of the SSgA strategies nor any associated literature or publications and Frank Russell Company makes no representation or warranty, express or implied, as to their accuracy, or completeness, or otherwise.

Frank Russell Company reserves the right, at any time and without notice, to alter, amend, terminate or in any way change its Index(es). Frank Russell Company has no obligation to take the needs of any particular fund or its participants or any other product or person into consideration in determining, composing or calculating the Index(es).

Frank Russell Company's publication of the Index(es) in no way suggests or implies an opinion by Frank Russell Company as to the attractiveness or appropriateness of investment in any or all securities upon which the Index(es) is (are) based. FRANK RUSSELL MAKES NO REPRESENTATION, WARRANTY, OR GUARANTEE AS TO THE ACCURACY, COMPLETENESS, RELIABILITY, OR OTHERWISE OF THE INDEX(ES) OR ANY DATA INCLUDED IN THE INDEX(ES). FRANK RUSSELL COMPANY MAKES NO REPRESENTATION OR WARRANTY REGARDING THE USE, OR THE RESULTS OF USE, OF THE INDEX(ES) OR ANY DATA INCLUDED THEREIN, OR ANY SECURITY (OR COMBINATION THEREOF) COMPRISING THE INDEX(ES). FRANK RUSSELL COMPANY MAKES NO OTHER EXPRESS OR IMPLIED WARRANTY, AND EXPRESSLY TO THE MAXIMUM EXTENT PERMITTED BY LAW DISCLAIMS ANY WARRANTY, OF ANY KIND, INCLUDING, WITHOUT MEANS OF LIMITATION, ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH RESPECT TO THE INDEX(ES) OR ANY DATA OR ANY SECURITY (OR COMBINATION THEREOF) INCLUDED THEREIN.